IOS -The Clear Choice for Overdraft Programs

The IMPACT Overdraft Solutions Program is designed to help banks and credit unions create a more efficient and consumer friendly overdraft program, improve account holder satisfaction and loyalty, mitigate regulatory risk and assure program compliance in an ever changing regulatory climate.

Our 100% compliance guarantee and best in class overdraft management software application makes IMPACT the clear choice to be your overdraft solutions provider  

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The IMPACT Overdraft Solutions Program is  endorsed by:

Other Solutions for Financial Institutions

Overdraft programs are our core business and we focus our resources towards making our solution the best on the market today.

We also strive to bring our customers products and services through select alliance partners that we believe will  enhance profitability while keeping costs low.


EtherTel Networks specializes in telecommunications consulting and brokering. They are dedicated solely to helping businesses reduce overspending while providing industry proven consultation on ways to create a more efficient telecom model.   read more...